How Uberstate Card Works?

Unlike most platforms, your funds are held in crypto. We only convert your crypto to fiat at the time of purchase.

Deposit Crypto

Transfer fiat or Crypto to your unique deposit address, to provide funds for your account.

Account Balance

Your balance is held in fiat or crypto You can view and manage this any time.


Crypto is sold for fiat currencies, seamlessly behind the scenes, to enable each transaction.


Getting Started

Cryptocurrency such as Bitcoin & Ethereum has gained significant interest as a currency to do business, but there have been some downsides in the past. Buying cryptocurrency can be confusing for the uninitiated. Also, paying for goods and services with cryptocurrency could involve long delays for blockchain verification. But, Uberstate Card lets you deposit your cryptocurrency and convert into dollars to fund your account and then start spending in minutes by following four easy steps.


Register for a Uberstate Card account


Deposit cryptocurrency to use in your account

Pass KYC

Initiate and pass the credential check

Receive Card

Instantly receive a virtual Uberstate Card

Ways to Load Your Uberstate Card

Whether it’s a cryptocurrency transfer or direct reloading at one of thousands of retailers, Uberstate Card has all the bases covered.

Transfer Cryptocurrency

Loading your Uberstate Card is easy. Login to your account dashboard and select one of the cryptocurrency options you would like to use. Click the crypto icon and a wallet address will appear. Copy that wallet address and then use your personal crypto wallet to send to that address destination.

Virtual Branches

Visit one of our Uberstate Card partners When you do, simply visit the self-serve kiosk, load your funds and go. Here’s how:

If you are visiting a self-serve kiosk, simply swipe your card and insert your money.

In both instances you will receive a receipt and your money will be instantly loaded to your Uberstate Card.

Low Monthly Fee

So, What Does It Cost?

Virtual Card

  • Daily Spending Limit 1,000
  • Daily ATM Withdrawal -
  • 24 / 7 Customer Service Yes
  • Fees 5.00 Onboarding
  • Replacement Protection No

Plastic Card

$ 15.00
(*Incl With Plastic Card)
  • Daily Spending Limit $5,000.00
  • Daily ATM Withdrawal$1,000.00
  • 24 / 7 Customer Service Yes
  • Fees 10.00 Onboarding
  • Replacement Protection No

Metal Card

$ 10
  • Daily Spending Limit $10,000.00
  • Daily ATM Withdrawal $2500.00
  • 24 / 7 Customer Service Yes
  • Fees 20.00 Onboarding
  • Replacement Protection No

Gold Plated Card

$5,000-18,000 Custom
Coming Soon
  • Daily Spending Limit $100,000.00
  • Daily ATM Withdrawal $5000.00
  • 24 / 7 Customer Service Yes
  • Fees 50.00 Onboarding
  • Replacement Protection COMING SOON

Frequently asked question

Yes. All you need is their email. Once they open the email it will set their wallet up for them and they can access the funds immediately.

Zero transaction fees in your wallet deposit or exchange fees on crypto. However, there is a flat monthly fee, that for most users is waived just by using their card regularly. And low transaction fees on card usage. See our card fees.

We continually work hard to reduce or remove as many fees as possible; however – these fees are mandated by our partners. We believe in fee transparency for our customers.

Monthly Fee : $5.00 ($0/waived if spending more than $750 in non-cash transactions per month)

See main website for more details.

  • Signature Transaction Fee : $0.00
  • Transaction Fee (PIN) : $1.00
  • Foreign Transaction Fee (PIN) : $2.00
  • ATM Domestic Fee : $3.00
  • ATM Decline Fee : $0.00
  • ATM International Fee : $3.50
  • ATM Decline International fee : $0.50
  • ATM Balance Inquiry Fee : $0.50

Note: A separate surcharge fee may be charged by the ATM owner.

Customer Service Fee for PIN updates 1-833-316-6052 : $0.00

  • Activation Fee : $10.00 (Included activation of both the plastic and virtual cards.)
  • Replace Card Fee (Lost or Stolen Replacement) : $10.00
  • Account Cancellation (and Balance Refund) Fee : $0.00

*Fees are subject to change at any time.

The card dashboard website is designed as a Progressive Web Application, making the website experience similar in functionality to a native application. We plan to also release a native iOS/Android application in the future with more features/functionality.